💰 Loan Services
Complete Loan Solutions with Best Interest Rates & Quick Approval
Apply for Loan NowTypes of Loans We Offer
Choose the perfect loan solution for your needs
Personal Loan
Quick personal loans for all your immediate financial needs
📊 Loan Details
- Amount: ₹50,000 - ₹40,00,000
- Interest Rate: 10.99% onwards
- Tenure: 1 - 5 years
- Processing Fee: 1-2%
- Approval: 24 hours
✨ Key Features
- No collateral required
- Minimal documentation
- Flexible repayment
- Pre-closure allowed
- Quick disbursement
Business Loan
Fuel your business growth with flexible funding options
📊 Loan Details
- Amount: ₹1,00,000 - ₹75,00,000
- Interest Rate: 11.50% onwards
- Tenure: 1 - 7 years
- Processing Fee: 1.5-3%
- Approval: 48 hours
✨ Key Features
- Working capital support
- Business expansion
- Equipment purchase
- Inventory financing
- Tax benefits available
Home Loan
Make your dream home a reality with attractive schemes
📊 Loan Details
- Amount: ₹5,00,000 - ₹10 Crore
- Interest Rate: 8.50% onwards
- Tenure: 5 - 30 years
- Processing Fee: 0.5-1%
- LTV: Up to 90%
✨ Key Features
- Purchase/construction
- Tax benefits u/s 80C
- Balance transfer option
- Top-up loan available
- Lowest interest rates
Vehicle Loan
Drive your dream car with easy EMI options
📊 Loan Details
- Amount: ₹50,000 - ₹50,00,000
- Interest Rate: 9.50% onwards
- Tenure: 1 - 7 years
- Processing Fee: 1-2%
- Down Payment: 10-20%
✨ Key Features
- New/used vehicles
- Two-wheeler & four-wheeler
- Commercial vehicles
- Quick processing
- Flexible EMI options
Loan Comparison Chart
Compare different loan types and choose the best for you
| Feature | Personal Loan | Business Loan | Home Loan | Vehicle Loan |
|---|---|---|---|---|
| Loan Amount | ₹50K - ₹40L | ₹1L - ₹75L | ₹5L - ₹10Cr | ₹50K - ₹50L |
| Interest Rate | 10.99% onwards | 11.50% onwards | 8.50% onwards | 9.50% onwards |
| Tenure | 1-5 years | 1-7 years | 5-30 years | 1-7 years |
| Processing Time | 24 hours | 48 hours | 3-5 days | 48 hours |
| Collateral | Not Required | May Required | Property | Vehicle |
| Processing Fee | 1-2% | 1.5-3% | 0.5-1% | 1-2% |
| Tax Benefits | No | Yes | Yes (80C) | No |
| Pre-closure | Allowed | Allowed | Allowed | Allowed |
Interest Rate Comparison
Visual representation of interest rates across different loan types
Interest Rates Starting From
Maximum Loan Amount
Eligibility Criteria
Check if you qualify for our loan products
| Loan Type | Age | Income | Employment | Credit Score |
|---|---|---|---|---|
| Personal Loan | 21-65 years | ₹15,000+ per month | Salaried/Self-employed | 650+ |
| Business Loan | 25-65 years | ₹25,000+ per month | Self-employed/Business | 700+ |
| Home Loan | 21-70 years | ₹30,000+ per month | Salaried/Self-employed | 720+ |
| Vehicle Loan | 21-60 years | ₹20,000+ per month | Salaried/Self-employed | 675+ |
Documents Required
- Identity Proof (Aadhar/PAN)
- Address Proof
- Income Proof (3 months)
- Bank Statements (6 months)
- Passport size photographs
Credit Score Tips
- Pay bills on time
- Keep credit utilization low
- Don't apply multiple loans
- Check credit report regularly
- Maintain old credit accounts
Quick Approval Tips
- Complete documentation
- Good credit history
- Stable employment
- Lower existing debt
- Choose right loan amount
Loan Application Process
Simple 5-step process to get your loan approved
Apply Online
Fill our simple online application form with basic details
Document Verification
Submit required documents for quick verification
Credit Check
We verify your credit score and financial history
Loan Approval
Get instant approval notification within 24-48 hours
Disbursement
Loan amount credited directly to your bank account
EMI Calculator
Calculate your monthly EMI instantly
Why Choose BARODA PAY for Loans
Your trusted partner for all financial needs
Quick Approval
24-48 hours processing
Best Rates
Lowest interest rates
100% Secure
Safe & transparent
24/7 Support
Expert guidance
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Join 500+ satisfied customers. Apply now and get instant approval!
Available 24/7 | Madanpur GT Road, Aurangabad, Bihar